What’s Bank of America like in terms of their business, the role, and the work culture?

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I’m Ms. Smith, currently looking for a job. I’d like to ask Dr. Job about the Sr. Credit Underwriter-Asset Based Lending-Large Corporate/Sponsors position at Bank of America.
Ms.Smith
Ms.Smith
What does a Sr. Credit Underwriter do at Bank of America?
Ms.Smith
Ms.Smith
Well, a Sr. Credit Underwriter is responsible for assessing the creditworthiness of clients and deciding whether they should receive a credit facility. They analyze financial information, evaluate industry conditions, and document their credit analysis to support loan decisions. It’s a pretty crucial role in making sure the bank makes sound lending decisions!
Dr.Job
Dr.Job
What kind of experience do I need for this position?
Ms.Smith
Ms.Smith
You’ll need at least 7 years of experience in credit, underwriting, and structuring corporate lending transactions. So, if you’ve got a solid background in those areas, you’d be a great fit!
Dr.Job
Dr.Job
Is this job remote or in-office?
Ms.Smith
Ms.Smith
Actually, Bank of America has an in-office culture, which means they expect employees to work on-site, but they do offer some flexibility based on specific job roles. It’s all about finding that balance!
Dr.Job
Dr.Job
What kind of skills are important for this role?
Ms.Smith
Ms.Smith
You’ll want to have a deep knowledge of legal documentation like term sheets and credit agreements. Plus, being able to collaborate well with both internal teams and external clients is super important. Strong team-minded behavior goes a long way in this job!
Dr.Job
Dr.Job
What kind of analysis will I be doing?
Ms.Smith
Ms.Smith
You’ll be doing a mix of financial modeling, loan structure analysis, and evaluating collateral from various industries. It’s all about making sure the loans are structured properly and that the clients are a good fit for asset-based lending!
Dr.Job
Dr.Job
Thank you, Dr. Job. I will review the details.
Ms.Smith
Ms.Smith

Company Information

Company: Bank of America
Industry: Banking / Financial Services
Location: Atlanta, GA, Charlotte, NC, Chicago, IL, New York, NY
Source: The Muse (12/11/2025)

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